Card24 Blogs

Know all credit card penalty charges in India , late payment fees, overlimit charges, cash advance penalties, and bank-wise comparison for HDFC, SBI, ICICI, Axis, and RBL.

Understand credit card due date, billing cycle, statement date, and grace period. Learn how payments work, avoid late fees and interest, and manage your card smartly.

You can’t withdraw money from a credit card completely free. However, you can minimise or avoid costs by using smart workarounds like paying for someone and getting cash back, using bank EMI-based cash features, or leveraging purchase transactions and repaying within the interest-free period.